
Our (World)Presentation of our company
Our slogan: Truthfulness creates the future
The philosophy of the Zukunft SZ AG
Our company „Zukunft SZ AG“ came into being through the active involvement of our staff. They have shown us the way to realize our common dream. Now the time has come to make this dream come true. It is about money as a positive energy that should multiply in the interest of everyone. This valuable resource is one of the earth’s raw materials, the value of which is considered unilaterally. Instead of being used for good projects, enriching everyone involved in the process, only a few benefit from the positive growth, a future that is adequately secured and a real partnership on par

Our values and goals – and your role in our World
Before we point out to you the content that we would like to post here in the future, please read below some information regarding our values and goals. Young companies that want to be noticed in the insurance market first have to make a name for themselves in that industry. They need to become identifiable for future customers and partners in particular in what regards their goals and values. Therefore let us highlight here already two points: firstly, some of the funds generated by us will be used for new projects, respective to their appropriate potential. Secondly, we see our staff and business partners as partners at eye level, who share our dreams and goals.
Positive growth
Positive growth can only come about when people enjoy their work and can identify with it to a 100 percent. This also applies to our valued customers or future interested parties of the Zukunft SZ AG. We see in you a potential partner, maybe even a potential friend. Maybe you will be a provider of ideas, who will enrich us with amazing things. Maybe you will be a distributor or multiplier for our innovative ideas. Your future and ours are equally relevant. Therefore we always take the time to understand our counterpart and his fundamental needs as well as possible. That is the only way we can help you achieve a better personal future.


People, in our World
We would like to deliberately distance ourselves from people who do not really appreciate our time, nor our personal commitment. We made this promise as a team when we started our business. Our services are geared as a matter of principle towards helping in an optimal way people who can identify with our values and goals. That is our promise to you as our customer. We do not share the business policy of „tight is right“ which has become common in this world. We believe that you cannot create a future as a company with such a credo and self-image. What you will experience through such an attitude is just stress, grief and worry. An excellent service is known to have a price – however it will also give you first rate results. These should primarily serve your interests while not ignoring ours. This is our point of view concerning all the assignments and projects that we intend to carry out in the future.
Saving through insurance –
is that possible?
Our many years of experience as insurance agent for various insurance companies brought us a lot of knowledge. We have a wealth of experience, and over the years while working for other companies in the industry, we have established a comprehensive network of contacts with other insurance companies. In all the years that our team members have been working in the industry, we’ve never seen a client being able to save something through contracting a long-term insurance plan with a savings part of premium. Whatever sums of money had flowed into the insurance policies that had been taken out at some point – when terminating early the contract, the customer had to wave goodbye to his percentage accrued interest. At the end of this supposed partnership, he could usually be grateful if he got back the amount which had been paid in by then.


Saving through insurance – long-term commitment?
To our knowledge about 85 out of 100 insurance customers had to cancel their policy prematurely at some point in their lives. Life is dynamic and involves change. People will per force adapt to that. Who can commit financially to 30 years without having to resort in case of need to a resource that was originally intended to hedge risks? In our long years of activity in that sector we have noticed the following: all policy holders who had to dissolve their policy prematurely have almost never been able to increase their saved amount of money. On the contrary: in most cases, they ended up with financial losses. Almost all insurance companies known to us have a policy that if an insurance policy is terminated prematurely, there will be handling fees and other charges to pay. Therefore only the insurers themselves benefit from the investment when policies get cancelled. The customer himself has to be happy if he gets the amount saved minus the expenses due.
Hedging through insurances
Already in the run-up to the foundation of our company we had been looking around with open eyes at our professional environment for a long time. The staff of Zukunft SZ AG have deliberately chosen to work with partner companies that are on par with our goals and are therefore suitable as partners for our future customers. To us they qualify as reliable partners because they excel through a different corporate policy. As savvy and sensible insurance brokers we do not share the usual market philosophy of recommending a life insurance policy that will not bring you any financial benefit in the end. We, at the Zukunft SZ AG, obey the principle that insurances only make sense if they hedge risks. The sense and purpose of insurances is to protect you from the potential financial impact of harm or risk. Whatever event occurs, you should be protected in an optimal way and well insured. To do just that is our promise to you. For us, partnership means exactly what it actually means.


A word regarding modern banks
Banks and financial institutions are supposed to ensure that your money is in safe hands. It is supposed to gradually multiply under the care of trained financial experts. Concerning that subject though, we do not trust modern banks to have a partnership with you that really has your future prospects at heart.
modern Banks –
and their self-interest
For many reasons we are rather wary of big banks. Experience shows that their own financial interest is what has always been most important to them. In our experience, major banks really helping their customers is rather rare. On the contrary, there is a rather prevalent view that considers bank customers merely as a lucrative source of income. Most banks’ „glass palaces“ and office buildings demonstrate clearly their selfish financial behaviour. It is well known that the bonuses of board members and managers in the banking industry are astronomical – and what about your financial gain? It can’t even remotely measure up to that. The banking world and the financial service institutions work with their self-serving interest in mind. Their experts and their promises are also extremely self-serving. They deliberately do not commit themselves too intensively to realistic risk assessments. Banks are mostly interested in fast deals, rich yields using your money and outward appearance. Which is not really a partnership with mutual benefits for their customers. How many meaningful and truly profitable projects could you have initiated together?


Modern Banks –
and their responsibility
Our modern world is globalized and networks form a very important part of it. That’s why banks are needed. However we have to keep in mind the big banks’ typical business goals and their self-serving work. No bank will ever take the responsibility for any damage it caused; they will pass on the costs to others. It will always be others who will bear the risks of financial affairs – for example insurance companies or the taxpayer. The banks’ behaviour is anything but service orientated. Many banks see themselves only as an intermediary, which wants to earn money on every transaction. However it is true that there are also banks and financial service providers who think differently. These financial institutions and financial service providers accomplish their work in their customers’ interest.
Money and Finances
The Zukunft SZ AG has set itself the task to be your trusted partner in that inscrutable financial word. We therefore only want to make you serious and ethical offers, from which you as well can benefit. Like you, we are looking for a joint future, for which you’ll need a reliable partner. The common concern, for all of us, should be to create a world in which every creature, all the raw materials and resources, any form of energy and any other substance ought to be considered as equally valuable. All the resources that the Creation or a Creator have created should be used for our common good, for general joy and for the protection of everything that surrounds us. Our world can only get more beautiful, diverse, livable and interesting by doing that. Money is just one of the many energy forms that can be found on earth – and all these energy forms deserve the same respect from us.


The World as an energy storage
We imagine the world as an energy storage. As you may know, energy can work in two directions. Each direction has its own justification, because it stimulates growth and prosperity. However if one of the two signposts leads into the wrong direction, that can eventually weaken the whole world and all those who live on it. In that case, we find that the path has to be changed. After all, our Creator loves all of us. He has a deep relationship with all that He has created. He is the Father of all of us. Not only children, but their fathers as well, should be able to grow through their „negative“ experiences. If the outcome of an experience is not good, nor the one that has been wished for, then it’s time to look for another way. That new way should allow to turn a negative experience – like the recent real estate and financial crisis – into something that will enrich all of us. Any other concept would lead to the exploitation and destruction of the world as we know it. Does the latter sound like growth, in its original meaning? Positive growth always has to happen from the inside out. It is born out of true partnership, and from the respect that your money deserves.
The World– „We“ as role models
With this in mind, the team of Zukunft SZ AG has positioned itself with an innovative concept. We see our challenge as being a role model for people, companies, the society, banks, insurance companies, organizations, financial service providers, the government, the Church as well as all the institutions of this world. Doing it in a different way is possible. Beyond all the usual practices in our industry, a lot can be conceived and implemented differently. The founders and the committed staff of the Zukunft SZ AG would like to use their extensive experience to break new ground with their company. We want to enable every person to get his/her livelihood in order to live a good and enriching life.


The World and your Future
No one who is mapping out and planning their life today should be afraid of tomorrow. The staff of the Zukunft SZ AG looks forward to a common growth and our shared journey. According to our philosophy of life, the consistently applied winning principle is the only principle that is truly desirable and worthwhile. You too can make a win-win situation of your life and your future plans.